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None — financing only
Added 2026-10-29 (Synchrony sweep). Closed-network health financing card accepted at 285,000+ enrolled health, wellness and veterinary providers plus select retailers (Walgreens, Walmart, Sam's Club). No ongoing rewards. Promotional financing on purchases of $200+; APR 32.99% in the research. Promotional financing is mostly deferred interest — interest is retroactive to the purchase date if the balance is not paid in full in the promo window.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (flat rate — no bonus categories) | — | — | No rewards program — value is promotional financing / store credit, not an earn rate. |
No standard bonus reported
No universal public welcome bonus — rotating targeted offers exist (e.g. a $150 statement credit after $1,500 at cosmetic-service providers in Oct 2026), but no single public offer.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Confirmed no public bonus in the Oct 2026 research pass (Synchrony catalog / partner pages).
Offer type, as listed: No sign-up bonus