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Ultimate Rewards (as cash back)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Restaurants / Dining | 3% | First 6 months in some offers | Credit-builder card; the dining rate is a promotional offer, not a permanent category |
$25.00
Ultimate Rewards (as cash back)
$25 statement credit when you enroll in automatic payments within the first 3 months of opening your account and remain enrolled for at least 90 days. There is no spend-based welcome bonus — this is a credit-building card.
Statement credit for enrolling in automatic payments
Separate conditions may apply. This component is not automatically added to the estimate below.Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24; designed for limited credit history
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from Chase's own Freedom Rise page (issuer).
Offer type, as listed: Public — $25 autopay credit