YOUR CARD COLLECTION
Exploring your options…
Loading the catalog.
Loading the catalog.
CareCredit Rewards points (1 pt = 1¢)
Added 2026-10-29 (Synchrony sweep). Open-loop Mastercard version of CareCredit. 4 pts/$1 on purchases under $200 in the CareCredit network plus health & wellness and pet stores, 3 pts/$1 on grocery and restaurants, 2 pts/$1 everywhere else (rates published through 12/31/26 in the research). Same promotional financing as plain CareCredit on in-network purchases of $200+. Applying online at carecredit.com considers you first for this card, then the plain CareCredit card. 3% foreign transaction fee.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| CareCredit network / health & wellness / pet stores (purchases under $200) | 4 pts/$1 | Rates published through 12/31/26 | In-network purchases of $200+ use promotional financing instead |
| Groceries / Supermarkets | 3 pts/$1 | — | — |
| Restaurants / Dining | 3 pts/$1 | — | — |
No standard bonus reported
No public welcome bonus — the Oct 2026 research found no public bonus for the CareCredit Rewards Mastercard.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Confirmed no public bonus in the Oct 2026 research pass (Synchrony catalog / partner pages).
Offer type, as listed: No sign-up bonus