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Gear Card rewards points (1,000 pts = $10)
Added 2026-10-29 (Synchrony sweep). Closed-loop Synchrony card. Guitar Center only for rewards (also usable at Musician's Friend and Woodwind & Brasswind, same Synchrony program family). 5% back in rewards on all Guitar Center purchases (5 pts/$1; 1,000 pts = $10 certificate). Special financing varies by brand / threshold, up to 48 months.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Guitar Center purchases | 5% back in rewards | — | 5 pts/$1; 1,000 pts = $10 certificate |
No standard bonus reported
No public welcome bonus — the value is the 5% back in rewards and special financing.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Guitar Center / Synchrony program coverage, Oct 2026.
Offer type, as listed: No sign-up bonus