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Sam's Cash
Added 2026-10-29 (Synchrony sweep). Business version of the Sam's Club Mastercard — same earn: 5% Sam's Cash on gas / EV charging (first $6,000/year, then 1%), 3% on dining / takeout, 3% at Sam's Club for Plus members (1% for Club members), 1% elsewhere. Foreign transaction fee not verified in the research.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Gas Stations | 5% | $6,000/yr, then 1% | — |
| EV Charging | 5% | $6,000/yr, then 1% | Shares the $6,000/yr gas/EV cap |
| Restaurants / Dining | 3% | — | Includes takeout |
| Sam's Club (Plus members) | 3% | — | Club members earn 1% at Sam's Club |
$50.00
Sam's Cash
$50 statement credit after $30 in eligible Sam's Club purchases within 30 days of account opening (Nav, Feb 2026 terms).
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Business-card offer terms via Nav (Feb 2026) in the Oct 2026 research.
Offer type, as listed: Public