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ThankYou points (as cash back)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel — Hotels / Cars (Citi Travel portal) | 5% | Time-limited offers | Appears in some current offers — verify before relying on it |
$200.00
ThankYou points (as cash back)
$200 cash back after $1,500 in purchases in the first 6 months.
Cash paid as ThankYou points
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Citi 48-month same-card bonus rule
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Offer type, as listed: Public