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Bonus-sheet reference only. Network, ongoing reward rates, foreign fees and perks were not supplied. Annual fee and identity are source-reported and unverified. Renamed/premium Flagship tier in 2026 coverage — confirm the exact product name on navyfederal.org.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
No category-specific rows were supplied. Check the base rate and issuer terms.
Perk information wasn’t supplied.
50,000 points
Navy Federal points (= cash/travel at 1¢)
50,000 bonus points (about $500 toward travel or cash) after $4,000 in purchases within the first 90 days.
Plus a $100 annual airline incidental credit and a Global Entry/TSA PreCheck credit
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the workbook’s 1¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Requires Navy Federal membership
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Renamed/premium Flagship tier in 2026 coverage — confirm the exact product name on navyfederal.org.
Offer type, as listed: Limited time (applications 9/1/2026 – 1/3/2027 in one source)