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Cash back (J.Crew Passport rewards)
Added 2026-10-29 (Synchrony sweep). Moved from Comenity to Synchrony (in Synchrony's Oct 2026 catalog and partners directory). At J.Crew / J.Crew Factory: 5% back for Passport Navy members (2 pts/$1) or 7.5% back for Passport Gold (3 pts/$1). On the Mastercard: 2.5% back on gas and grocery, 1.25% back everywhere else. Passport enrollment required. Foreign transaction fee not verified.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| J.Crew / J.Crew Factory purchases | 5% back (Passport Navy) / 7.5% back (Gold) | — | Navy 2 pts/$1, Gold 3 pts/$1 — Passport enrollment required |
| Gas Stations | 2.5% back | — | Mastercard use outside J.Crew |
| Groceries / Supermarkets | 2.5% back | — | Mastercard use outside J.Crew |
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J.Crew Passport rewards
20% off your first purchase when you open the card.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Issuer is now Synchrony (previously Comenity) — Oct 2026 Synchrony catalog.
Offer type, as listed: Public — first-purchase discount