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Bonus-sheet reference only. Network, ongoing reward rates, foreign fees and perks were not supplied. Annual fee and identity are source-reported and unverified. Verify the live offer and fee on td.com.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
No category-specific rows were supplied. Check the base rate and issuer terms.
Perk information wasn’t supplied.
25,000 points
TD points (travel)
25,000 bonus First Class miles: 15,000 after your first purchase, plus 10,000 after $3,000 in purchases within the first 6 billing cycles. The $89 annual fee is waived in the first year (fee column shows the full $89). Miles are worth at least 1 cent each for cash back or travel.
15,000 miles after your first purchase + 10,000 more after $3,000 in the first 6 billing cycles
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the workbook’s 1¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
TD Bank application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from TD's US First Class offer (FinanceBuzz / MoneyCrashers, Oct 2026) — not the Canadian TD First Class Travel card.
Offer type, as listed: Public