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Ultimate Rewards
2026 refresh reported — see Changes
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel (Chase Travel portal) | 5× | — | Portal bookings, including The Edit at the portal rate |
| Restaurants / Dining | 3× | — | — |
| Streaming | 3× | — | Select streaming list |
| Groceries (online) | 3× | — | Online grocery only; excludes Walmart / Target / wholesale |
| Gas Stations | 3× | — | Added in the reported 2026 refresh |
| EV Charging | 3× | — | Added in the reported 2026 refresh |
| Vacation rentals (direct) | 3× | — | Airbnb / Vrbo-type direct brands — reported 2026 refresh |
| Travel — Other / General | 2× | — | Broad Chase travel definition |
75,000 points
Ultimate Rewards
75,000 Ultimate Rewards points after $5,000 in purchases in the first 3 months.
Uses the workbook’s 2¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24; Sapphire bonus eligibility terms
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Multiple Oct 2026 sources agree.
Offer type, as listed: Public