← Explore cardsAmerican Express · PERSONAL
Platinum Card® Exclusively for Morgan Stanley.
Membership Rewards
American Express◈
Platinum Card® Exclusively for Morgan StanleyPERSONAL · ILLUSTRATIONAnnual fee (as listed)$895
Base rewards1×
Foreign transaction feeNone (0%)
requires Morgan Stanley / E*TRADE
Requires Morgan Stanley account
Category rewards
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
Perks at a glance
- Has Priority Pass
- Yes
- Cell Phone Protection
- $800 / claim, $50 deductible
- Priority Pass Details
- Unlimited + 2 guests — restaurants excluded. Plus Centurion Lounges
- Other Perks, Credits & Status
- Distinct product: $895/yr engagement bonus with Platinum CashPlus
- $500 anniversary bonus at $100k spend
- 1 free authorised user (all reported — verify)
- Requires a Morgan Stanley / E*TRADE account
- Global Entry / TSA PreCheck Credit
- Yes — $120 every 4 years
- Rental car coverage
- Secondary