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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Two chosen retailers | 6% | $1,500/quarter combined | Retailers include Walmart, Target, Amazon, Costco, Home Depot and Lowe's |
| One chosen everyday category | 3% | $1,500/quarter | — |
| Travel — Hotels / Cars (portal, prepaid) | 5.5% | — | — |
$250.00
Cash back
$250 bonus after $2,000 in purchases within the first 120 days of account opening (the card's long-standing public offer).
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
U.S. Bank velocity sensitivity
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass with the long-standing $250 / $2,000 / 120-day offer. Caution: Doctor of Credit removed a Shopper Cash bonus listing on Sep 22, 2026 and open/closed signals conflict — re-check usbank.com before surfacing this card as apply-able.
Offer type, as listed: Public