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MyLowe's Money (loyalty points)
Added 2026-10-29 (Synchrony sweep). Consumer closed-loop Lowe's card, renamed from the Lowe's Advantage Card — still Synchrony (consumer Lowe's was never Amex / Capital One; only the commercial Amex card changed issuer). 5% off every Lowe's purchase OR promotional financing — the two cannot be combined. Silver Key status earns 1.25 pts/$1 in MyLowe's Money.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Lowe's purchases | 5% discount | — | 5% off OR promotional financing — cannot combine; plus Silver Key 1.25 pts/$1 MyLowe's Money |
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MyLowe's Money
20% off your first purchase, up to a $100 discount, when you open the card.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Renamed from the Lowe's Advantage Card; consumer card remains Synchrony-issued.
Offer type, as listed: Public — first-purchase discount