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Ultimate Rewards
Fee rose $550 → $795 in the 2025 refresh
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel (Chase Travel portal) | 8× | — | Highest portal rate in the market, including The Edit |
| Travel — Airfare (direct) | 4× | — | Portal bookings earn 8× instead — the two do not stack |
| Travel — Hotels (direct) | 4× | — | — |
| Restaurants / Dining | 3× | — | — |
| Transit — Lyft | 5× | — | Promotional, through Sep 2027 in current terms |
100,000 points
Ultimate Rewards
100,000 Ultimate Rewards points after $6,000 in purchases in the first 3 months.
Uses the workbook’s 2¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24; prior-Sapphire terms — Oct 2026 sources report Preferred holders can now also earn this bonus
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
An all-time-high 150k public run ended Jun 15, 2026; a Sep 2026 175k figure was targeted in-app only.
Offer type, as listed: Public