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Ultimate Rewards (as cash back)
FTF removal reported 2026; cell cover ends Sep 2026
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Rotating categories (quarterly) | 5% | $1,500/quarter combined, then 1% | Must activate each quarter. Q4 2026 reported as grocery + dining — the Freedom calendar differs from Discover's |
| Travel (Chase Travel portal) | 5% | — | — |
| Restaurants / Dining | 3% | — | — |
| Drugstores | 3% | — | — |
$250.00
Ultimate Rewards (as cash back)
Limited-time: $250 bonus after $500 in purchases in the first 3 months.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
$250 figure is a limited-time step-up reported Oct 2026 (standard figure has been $200) — verify on chase.com.
Offer type, as listed: Limited time