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Fuel discounts (¢/gallon)
Added 2026-10-29 (Synchrony sweep). Closed-loop Synchrony card. Consumer closed-loop fuel card on the Synchrony Car Care network — no open-loop consumer version was found. 5¢/gal on fuel bought via the Fuel Forward app (first 30 gal per transaction), 3¢/gal when swiped at the pump. 6-month promotional financing on $199+ at Car Care merchants. A Phillips 66 Aviation variant also exists.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Phillips 66 / Conoco / 76 fuel | 5¢/gal (app) / 3¢/gal (pump) | App discount: first 30 gal/transaction | Closed-loop Car Care network card |
No standard bonus reported
No public welcome bonus for the Phillips 66 / Conoco / 76 consumer card.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Confirmed no public bonus in the Oct 2026 research pass (Synchrony catalog / partner pages).
Offer type, as listed: No sign-up bonus