YOUR CARD COLLECTION
Exploring your options…
Loading the catalog.
Loading the catalog.
Luxury points (1.5¢ statement credit, 2¢ airfare)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel via LuxuryCardTravel | 2× | — | — |
75,000 points
Points (airfare redemption)
75,000 points — worth $1,500 toward airfare at 2 cents per point — after $6,000 in purchases and paying the $699 annual fee in full, both within the first 90 days. Plus the card's ongoing $200 annual airline credit and $100 annual dining credit.
Plus $200 annual airline credit and $100 annual dining credit (per Doctor of Credit)
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the workbook’s 2¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Barclays application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass: spend and fee terms confirmed (Frequent Miler / Doctor of Credit, Oct 2026).
Offer type, as listed: Limited time