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Bilt points
Bilt 2.0 — launched 7 Feb 2026
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Rent / Mortgage (via Bilt) | Up to 1× | No annual cap in 2.0 | Tiered by everyday spend as a share of the housing payment: under 25% earns a flat 250 points; 25% → 0.5×; 50% → 0.75×; 75% → 1×. Alternative: earn 4% Bilt Cash on everyday spend and redeem $30 of it for 1,000 housing points |
$100.00
Bilt Cash
$100 of Bilt Cash when you apply and are approved. No spend requirement. Bilt Cash is not points — it unlocks points on rent/mortgage payments and spending accelerators.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
One Bilt welcome bonus per lifetime across all Bilt 2.0 cards; one Bilt card per person
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from Bilt's card pages (AwardWallet Bilt lineup, Oct 2026). Bonus Amount is Bilt Cash dollars, valued as cash in column O.
Offer type, as listed: Public — on approval