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Citi (Dept. Stores National Bank) · PERSONAL

Macy's American Express® Card.

Macy's Star Money

Citi (Dept. Stores National Bank)◈

Macy's American Express® CardPERSONAL · ILLUSTRATION

Annual fee (as listed)$0

Base rewards1%

Foreign transaction feeApplies · rate not listed

As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.

Category	Rate	Cap / limit	Conditions
Macy's purchases	Up to 5% back in Star Money	Tiered	By Macy's tier — verify
Restaurants / Dining / Gas / Groceries	Elevated tiers	—	Verify current tier table

Has Priority Pass: No
Cell Phone Protection: None
Priority Pass Details: None
Other Perks, Credits & Status: Network Amex version — included
the store-only Macy's card is excluded
Global Entry / TSA PreCheck Credit: No
Rental car coverage: Secondary