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NCL points (1¢ at NCL)
Verified 2026-10-29 from ncl.com/world-points (user-linked) and Bank of America: 3× Norwegian, 2× eligible airline & hotel, 1× other; no annual fee, no foreign transaction fees; WorldPoints redeemable for onboard credit / cruise discounts / upgrades (5,000 pts = $50 onboard credit).
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Norwegian cruises | 3× | — | Cruise — see new Cruise category. Preferred Rewards boost applies — up to 5.25% effective at Platinum Honors |
| Airline & Hotel purchases | 2× | — | Eligible airline and hotel purchases — ncl.com/world-points, verified 2026-10-29 |
30,000 points
WorldPoints (NCL)
Limited-time online offer on ncl.com/world-points: 30,000 bonus points = $300 onboard credit. Bank of America's own product page lists the standard offer as 20,000 bonus points after $1,000 or more in purchases in the first 90 days — the offer varies by application channel, so no single spend requirement is stored here.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Bank of America issuer rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Added 2026-10-29 — this card previously had no Signup_Bonuses row. Both channel offers are named in the description rather than merged into one figure.
Offer type, as listed: Limited-time online offer (via NCL)