YOUR CARD COLLECTION
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AAdvantage miles
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| American Airlines purchases | 4× | — | Post-refresh terms vary — verify |
| Travel — Hotels / Cars via AA portal | Elevated | — | Verify current portal rates |
125,000 miles
AAdvantage miles
125,000 AAdvantage miles after $15,000 in purchases within the first 5 months.
Includes Admirals Club membership
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the workbook’s 1.4¢ per mile assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Citi 48-month same-card bonus rule
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Doctor of Credit, Oct 2026 ($695 fee). Coverage notes the card was renamed toward 'World Legend' branding in Aug 2026 — confirm the exact product name on citi.com.
Offer type, as listed: Public