YOUR CARD COLLECTION
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“Miles” (= cash back at 1¢)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (flat rate — no bonus categories) | 1.5× | — | No bonus categories — the base rate applies to all spend. |
First-year rewards match
“Miles” (= cash back at 1¢)
No fixed spend-threshold bonus; Discover matches all miles earned at the end of the first year.
Unlimited Mile-for-Mile match of all miles earned in the first year
Separate conditions may apply. This component is not automatically added to the estimate below.Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Discover one-new-card-per-year convention
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Value depends entirely on first-year spend (1.5x base becomes an effective 3x in year one).
Offer type, as listed: Match only — no fixed bonus