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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Groceries | 3% | $6k/yr per category, then 1% | US supermarkets |
| Gas Stations | 3% | $6k/yr per category, then 1% | US gas |
| Online Shopping | 3% | $6k/yr per category, then 1% | US online retail purchases |
$200.00
Cash back
$200 cash back (statement credit) after $2,000 in purchases in the first 6 months.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Amex once-per-lifetime
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the expansion pass from the Oct 2026 research roundup; confirm the tier structure on amex.com.
Offer type, as listed: Public