YOUR CARD COLLECTION
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None
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (flat rate — no bonus categories) | — | — | No bonus categories — the base rate applies to all spend. |
No standard bonus reported
No welcome bonus — low-APR / balance-transfer product; no rewards welcome offer is marketed for it.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
KeyBank application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass: resolved as confirmed no bonus after checking other sources — the absence of a bonus is the data point.
Offer type, as listed: No sign-up bonus