YOUR CARD COLLECTION
Exploring your options…
Loading the catalog.
Loading the catalog.
Cash back (points at 1¢)
3% is first $10k/yr only — not home-equity
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (first $10k/yr) | 3% | First $10,000/yr, then 2% | Encode as a capped BASE rate, not a category |
No standard bonus reported
No standard sign-up bonus — confirmed: no welcome offer is marketed for this card. Its draw is 3% cash back on the first $10,000/year, then 2%. Unsecured card, distinct from Aven's home-equity-backed card.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Aven application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass: resolved as confirmed no bonus after checking other sources — the absence of a bonus is the data point.
Offer type, as listed: No sign-up bonus