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Barclays · PERSONAL

Gap Inc. Encore Mastercard®.

Gap Inc. rewards

Barclays◈

Gap Inc. Encore Mastercard®PERSONAL · ILLUSTRATION

Annual fee (as listed)$0

Base rewards1×

Foreign transaction feeNone (0%)

As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.

Category	Rate	Cap / limit	Conditions
Gap Inc. brands (Gap / Old Navy / Athleta / Banana Republic)	5×	—	Network version — earns outside the stores
Restaurants / Dining	3×	—	Program terms — verify per brand
Groceries	3×	—	Program terms — verify per brand

Has Priority Pass: No
Cell Phone Protection: None
Priority Pass Details: None
Other Perks, Credits & Status: One row
four brand variants
This is the network Mastercard version
store-only versions are excluded
Global Entry / TSA PreCheck Credit: No
Rental car coverage: Secondary