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Universal Rewards points (1¢ via Universal FUNds)
Added 2026-10-29 from universalrewardsvisa.com/orlando (user-linked). Issued by FNBO (First National Bank of Omaha). 4× on qualifying Universal purchases, 2× on travel, gas and dining, 1× elsewhere. $250 statement credit after first purchase in the first 3 billing cycles (see Signup_Bonuses). Annual bonus: one single-day theme park ticket after $6,000 spend in an annual Qualification Period. Visa Everywhere Lounge access. Same Universal FUNds prepaid-card redemption and 0% APR / 6-month Eligible Purchase financing as the no-fee card. APR 21.24%–28.24% variable; 3% foreign transaction fee (FNBO Summary of Credit Terms). Linked-page offer: apply by March 2, 2027.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Universal purchases | 4× | — | Qualifying Universal Purchases per FNBO terms — theme parks, CityWalk, Universal-owned hotel/airport merchandise stores and Universal websites; third-party vendors generally excluded |
| Travel — Other / General | 2× | — | Travel purchases — universalrewardsvisa.com/orlando |
| Gas Stations | 2× | — | — |
| Restaurants / Dining | 2× | — | — |
$250.00
Statement credit
Earn $250 as a statement credit after your first purchase within the first three billing cycles after your Universal Rewards Plus Visa Signature® Card account is open (universalrewardsvisa.com/orlando; apply by March 2, 2027). No minimum spend beyond the first purchase. Offers vary by application channel — apply through this offer to get these terms.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
FNBO application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Added 2026-10-29 from the user-linked Universal Rewards page (FNBO). First-purchase trigger — no spend threshold is published, so Spend Requirement is blank on purpose and Bonus per $1 stays blank.
Offer type, as listed: Public