YOUR CARD COLLECTION
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Cash back (annual certificate)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Gas Stations — Costco | 5% | $7k/yr combined across the 5% and 4% tiers, then 1% | — |
| Gas Stations (other) & EV Charging | 4% | Shared $7k/yr cap | — |
| Restaurants / Dining | 3% | — | — |
| Travel | 3% | — | — |
| Costco & Costco.com | 2% | — | — |
No standard bonus reported
Costco cards do not typically offer a sign-up bonus.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Requires Costco membership
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Same as the personal Costco card.
Offer type, as listed: No sign-up bonus