YOUR CARD COLLECTION
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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (Tier One) | 2.5% | First $10k/month, then 1.5% | Tier One requires eStatements, at least one electronic deposit per month and a $1,000 average daily checking balance |
No standard bonus reported
No welcome bonus — confirmed in Oct 2026 reviews (WalletHub lists 'No initial rewards bonus' for this card). The value is the flat cash-back rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Requires Alliant Credit Union membership; top rate has balance/activity requirements
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass: resolved as confirmed no bonus after checking other sources — the absence of a bonus is the data point.
Offer type, as listed: No sign-up bonus