YOUR CARD COLLECTION
Exploring your options…
Loading the catalog.
Loading the catalog.
Membership Rewards
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel — Airfare (Amex Travel) | 5× | — | Flights booked via Amex Travel |
| Travel — Hotels (portal, prepaid) | 5× | — | Prepaid hotels via Amex Travel |
| Large purchases ($10,000+) | 2× | Up to $2M/yr combined with the key-category 2× below | Single purchases of $10,000 or more |
| Key business categories | 2× | Shared $2M/yr cap | US construction materials, hardware suppliers, electronic goods retailers, software & cloud providers, and shipping providers |
As high as 300,000 points
Membership Rewards
As high as 300,000 Membership Rewards points after $20,000 in purchases in the first 3 months. Offer varies by applicant.
Uses the workbook’s 2¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Amex once-per-lifetime
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Headline maximum (TPG / Doctor of Credit, Oct 2026); some applicants see 200k–250k.
Offer type, as listed: Public — as high as