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Points
Newer card — verify the earn table on usbank.com
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything | 2× | — | Flat 2× positioning at the top of U.S. Bank's business line |
| Mobile wallet purchases | 2.5× | Annual cap applies in current listings — verify | Mirrors the mobile-wallet mechanic of the personal Altitude Reserve |
75,000 points
Points
75,000 points after $10,000 in purchases within 120 days.
Uses the workbook’s 1¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
U.S. Bank business relationship / velocity rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
From a Sep 22, 2026-reviewed business-bonus table.
Offer type, as listed: Public