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Rapid Rewards points
Fee rose $149 → $229
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Southwest purchases | 4× | — | — |
| Gas Stations | 2× | — | Uncapped in current listings |
| Restaurants / Dining | 2× | — | — |
| Partner hotels / cars, transit, telecom & streaming | 2× | — | Reported across Southwest cards in current listings — verify per card |
90,000 points
Rapid Rewards points
90,000 Rapid Rewards points after $3,000 in purchases in the first 3 months (offer raised Oct 27, 2026, valid through Dec 2, 2026).
Uses the workbook’s 1.4¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24; no Southwest personal-card bonus in the past 24 months
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Updated in the expansion pass: Doctor of Credit reported the Southwest personal family at 80,000–90,000 points on Oct 27, 2026, with Priority at 90,000 / $3,000. The earlier 60,000 figure in this row was stale.
Offer type, as listed: Limited time (through Dec 2, 2026)