YOUR CARD COLLECTION
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Choice points
Wells Fargo — not Barclays. Re-verified 2026-10-29 from choicehotels.com Choice Privileges Mastercard page (user-linked) / Wells Fargo: 5× Choice hotels, 3× gas/groceries/home improvement/phone plans, Gold status, 10 elite night credits/yr.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Choice hotels | 5× | — | — |
| Gas Stations | 3× | — | — |
| Groceries | 3× | — | — |
| Home Improvement | 3× | — | — |
| Internet / Cable / Phone | 3× | — | — |
60,000 points
Choice Privileges points
60,000 Choice Privileges points after $1,000 in purchases in the first 3 months.
Uses the workbook’s 0.6¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Wells Fargo 15-month bonus rule
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Re-verified 2026-10-29 from the user-linked Choice Hotels Mastercard page / Wells Fargo: 60,000 points after $1,000 in 3 months. Choice is a Wells Fargo card, not Barclays.
Offer type, as listed: Public