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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (flat rate — no bonus categories) | 1.8% | — | No bonus categories — the base rate applies to all spend. |
No live offer · closed to new applicants
· Historical source information
Citizens Cash Back Plus closed to new applicants in Jun 2025, effectively replaced by the Citizens Summit World Mastercard. No live welcome offer.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Not open to new applicants
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass. NerdWallet (updated Oct 21, 2026) / WalletHub: unavailable to new applicants since Jun 2025.
Offer type, as listed: Closed to new applicants — no live offer