YOUR CARD COLLECTION
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ThankYou points
New in late 2025 — successor to Prestige
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel — Hotels / Cars / Attractions (Citi Travel portal) | 12× | — | Via CitiTravel.com only |
| Travel — Airfare (Citi Travel portal) | 6× | — | — |
| Restaurants / Dining — Citi Nights | 6× | Fri & Sat 6pm–6am ET | The window is Eastern Time wherever you are — a real time-zone trap for an app to surface |
| Restaurants / Dining (other times) | 3× | — | — |
75,000 points
ThankYou points
75,000 ThankYou points after $6,000 in purchases in the first 3 months.
Uses the workbook’s 1.6¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Citi 48-month same-card bonus rule
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Offer type, as listed: Public