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Real Rewards points (1,250 pts = $5; pts worth 0.4¢)
Added 2026-10-29 (Synchrony sweep). Still Synchrony — the partnership was extended in a multi-year renewal reported Oct 2026. 40 pts/$1 at American Eagle and Aerie (= 16% back in rewards), 5 pts/$1 (2% back) everywhere else on the Visa. 3% foreign transaction fee (Visa version, per 2026 reviews).
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| American Eagle / Aerie / Offline / Factory | 40 pts/$1 (16% back) | — | Points worth 0.4¢ — 1,250 pts = $5 reward |
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Real Rewards points
No spend bonus — 20% off your first purchase in the Synchrony catalog (some 2026 channel promos cite up to 40% off — channel-dependent).
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
First-purchase discount only; no points/cash bonus amount is published.
Offer type, as listed: Public — first-purchase discount