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Cash back (Chico's FAS rewards)
Added 2026-10-29 (Synchrony sweep). NEW April 2026 — Chico's FAS's first-ever credit cards (Synchrony + Mastercard), launched with the relaunched Club Chico's loyalty program. 7.5% back at Chico's, 2% back on grocery and restaurants, 1% everywhere else on the Mastercard. A private-label sibling also exists. Annual fee $0 per launch coverage; foreign transaction fee not verified.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Chico's purchases | 7.5% back | — | Origin-brand rate |
| Groceries / Supermarkets | 2% back | — | — |
| Restaurants / Dining | 2% back | — | — |
No Sign-up
Cash back
15% off your first purchase when the card is opened and used at Chico's.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Launched April 2026 (Chico's FAS / Synchrony / Mastercard). First-purchase discount only.
Offer type, as listed: Public — first-purchase discount