PenFed Credit Union · PERSONAL

PenFed Platinum Rewards Visa Signature®.

Points (NOT cash — ≈0.85–1¢)

PenFed Credit Union◈

PenFed Platinum Rewards Visa Signature®PERSONAL · ILLUSTRATION

Annual fee (as listed)$0

Base rewards1×

Foreign transaction feeNone (0%)

Category rewards

As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.

Category	Rate	Cap / limit	Conditions
Gas Stations (at pump)	5×	—	—
EV Charging	5×	—	—
Groceries (supermarkets, incl. most Target / Walmart)	3×	—	Unusually, most Target/Walmart grocery coding counts here — verify
Restaurants / Dining	3×	—	—
Streaming	3×	—	—

Has Priority Pass: No
Cell Phone Protection: None
Priority Pass Details: None
Other Perks, Credits & Status: Points redeem for travel / gift cards / merchandise
not cash — apply the ~0.85–1¢ value haircut
No foreign fee
Welcome offer: 15,000 points / $1,500 in 3 months (verify)
Global Entry / TSA PreCheck Credit: No
Rental car coverage: Secondary

YOUR CARD COLLECTION

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