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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Groceries | 5% | $500 of cash back per year across groceries + wholesale + gas combined, then 1% | Roughly $10k of grocery spend |
| Gas Stations & EV Charging | 3% | Inside the shared $500/yr cash-back cap | — |
| Wholesale Clubs | 3% | Inside the shared $500/yr cap | — |
| Streaming | 3% | — | Sits outside the $500 cap in detailed reviews |
| Drugstores | 3% | — | Outside the cap |
| AAA purchases | 3% | — | Outside the cap |
$100.00
Cash back
$100 statement credit after spending $1,000 within the first 90 days of account opening.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Issued by Bread Financial / Comenity
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from AAA Club Alliance's own product page and FAQ (issuer, Bread Financial/Comenity).
Offer type, as listed: Public