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Cash back
New Sep 2026 — Leverage replacement
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything | 2% | — | Flat 2% |
$500.00
Cash back
$500 cash back after $5,000 in eligible purchases in the first 150 days.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
U.S. Bank business relationship / velocity rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
New card launched Sep 28, 2026, alongside the Plus version (NerdWallet launch coverage).
Offer type, as listed: Public