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Harbor Freight Money
Added 2026-10-29 (Synchrony sweep). Closed-loop Synchrony card. Harbor Freight only. 10% off your entire first purchase, then 5% back in Harbor Freight Money OR 0% equal-monthly financing on $299+.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Harbor Freight purchases | 5% back in Harbor Freight Money | — | Or 0% equal-monthly financing on $299+ — discount/rewards or financing |
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Harbor Freight Money
10% off your entire first purchase when you open the card.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Synchrony catalog, Oct 2026.
Offer type, as listed: Public — first-purchase discount