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Royal points
New Mar 2026 — tri-brand
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Royal Caribbean + Celebrity + Silversea cruises | 3× | — | Tri-brand — see Cruise category |
| Groceries | 2× | — | — |
| Gas Stations | 2× | — | — |
| EV Charging | 2× | — | — |
30,000 points
Royal ONE Rewards points (replaced MyCruise)
30,000 bonus points — redeemable for $300 in onboard credit or cruise discounts — after $1,500 in purchases in the first 90 days. This row's card was replaced in 2026 by the Royal ONE Visa Signature (Bank of America / Royal Caribbean Group); the $99 Royal ONE Plus tier offers 60,000 points after $2,500.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Bank of America 2/3/4 rule
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from Bank of America's own Royal ONE product page (issuer). Card name in this sheet is the pre-rename MyCruise name.
Offer type, as listed: Public