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Cash back (Reward Dollars)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Groceries | 6% | $6k/yr, then 1% | US supermarkets only |
| Streaming | 6% | — | Select US streaming whitelist only |
| Gas Stations | 3% | — | US gas; no EV-charging bonus |
| Transit & Rideshare | 3% | — | Includes rideshare, parking, tolls, trains and buses |
Up to $300.00
Cash back (Reward Dollars)
Up to $300 cash back (statement credit) after $3,000 in purchases in the first 6 months.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Amex once-per-lifetime
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Figure from an October 2026 roundup; confirm tier structure on amex.com.
Offer type, as listed: Public