YOUR CARD COLLECTION
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Ultimate Rewards
Business card
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel | 3× | $150k/yr combined across all 3× categories, then 1× | — |
| Shipping | 3× | Shared $150k/yr cap | — |
| Advertising (social / search) | 3× | Shared $150k/yr cap | — |
| Internet / Cable / Phone | 3× | Shared $150k/yr cap | — |
100,000 points
Ultimate Rewards
100,000 Ultimate Rewards points after $8,000 in purchases in the first 3 months.
Uses the workbook’s 2¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Chase 5/24 applies to approval; business card does not add to your 5/24 count
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Multiple Oct 2026 sources agree.
Offer type, as listed: Public