Category rewards

As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.

Perks at a glance

Has Priority Pass

Yes

Cell Phone Protection

$800 / claim, $50 deductible

Priority Pass Details

Unlimited + 2 guests — restaurants excluded. Plus Centurion Lounges

Other Perks, Credits & Status

• Distinct product from the standard Platinum: MR cash out to Schwab at 1.1¢/pt (cap 1M pts/yr, then 0.8¢) plus a relationship appreciation credit ($100 at $250k+, $200 at $1M+, $1,000 at $10M+ — reported 2026, verify)
• Requires an eligible Schwab brokerage account

Global Entry / TSA PreCheck Credit

Yes — $120 every 4 years

Rental car coverage

Secondary