YOUR CARD COLLECTION
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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Everything (flat rate — no bonus categories) | 2% | — | No bonus categories — the base rate applies to all spend. |
$150.00
Cash back
15,000 bonus points — equal to $150 when deposited into an eligible Fidelity account — after at least $1,000 in eligible purchases within the first 90 days, via Fidelity's bonus offer link. The offer is not shown on the standard product page.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Issued by Elan Financial
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from Fidelity's offer terms: $150 / $1,000 / 90 days. One tracker cited a $1,500 spend figure — the offer link's terms control.
Offer type, as listed: Public — via Fidelity offer link