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Cash back (J.Crew Passport rewards)
Added 2026-10-29 (Synchrony sweep). Store-only sibling of the J.Crew Mastercard — usable only at J.Crew / J.Crew Factory. 5% back (Passport Navy) or 7.5% back (Gold) at J.Crew. Issuer moved from Comenity to Synchrony.
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| J.Crew / J.Crew Factory purchases | 5% back (Passport Navy) / 7.5% back (Gold) | — | Store-only card — cannot be used elsewhere |
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J.Crew Passport rewards
20% off your first purchase when you open the card.
Dollar estimate unavailable: the offer is unconfirmed, has no fixed amount, has incomplete qualifying terms, has multiple stages, or lacks a usable valuation. No missing value is treated as $0.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Synchrony application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Store-only sibling of the J.Crew Mastercard (Synchrony, ex-Comenity).
Offer type, as listed: Public — first-purchase discount