YOUR CARD COLLECTION
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ThankYou points
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Travel — Hotels / Cars / Attractions (Citi Travel portal) | 10× | — | — |
| Travel — Airfare | 3× | — | — |
| Travel — Hotels (direct) | 3× | — | — |
| Restaurants / Dining | 3× | — | — |
| Groceries | 3× | — | Supermarkets; excludes wholesale / superstores |
| Gas Stations | 3× | — | — |
| EV Charging | 3× | — | — |
60,000 points
ThankYou points
60,000 ThankYou points after $4,000 in purchases in the first 3 months.
Uses the workbook’s 1.6¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Citi 48-month same-card bonus rule
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Offer type, as listed: Public