YOUR CARD COLLECTION
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Points (1 pt ≈ 0.2¢, so 5× = 1%)
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Gas Stations | 10× points (= 2%) | — | — |
| Travel — Other / General | 10× points (= 2%) | — | — |
| Restaurants / Dining | 10× points (= 2%) | — | — |
| Internet / Cable / Phone | 10× points (= 2%) | — | — |
100,000 points
KeyBank Rewards points
100,000 bonus points (equal to $200 cash back) after $1,000 in purchases within the first 60 days.
100,000 points are stated by the source as equal to $200 cash back
Separate conditions may apply. This component is not automatically added to the estimate below.Uses the workbook’s 0.2¢ per point assumption, not a guaranteed redemption value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
KeyBank business application rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
WalletHub listing, Oct 2026. The 0.2¢/point assumption is what makes the formula reproduce the stated $200.
Offer type, as listed: Public