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Cash back
As recorded in the spreadsheet. Conditions and combined limits still apply; these aren’t calculated recommendations.
| Category | Rate | Cap / limit | Conditions |
|---|---|---|---|
| Two chosen categories | 5% | $2,000/quarter combined | Includes utilities, telecom, streaming, department stores, furniture, entertainment, fitness |
| One chosen everyday category | 2% | — | Groceries / gas / dining options |
$150.00
Cash back
$150 bonus after $500 or more in eligible purchases within 90 days of account opening (Elan's standard Max Cash Preferred offer). The card is white-labelled through hundreds of community banks and credit unions, and the issuing institution sets the final offer, so the figure can vary by institution.
Uses the reported cash amount at face value. Excludes additional components, matches, annual fees, and the cost of meeting qualifying spend. This is not a purchase reward rate.
These are source research notes, not a determination that you qualify. Family rules may apply only to the products named below. Confirm current issuer terms.
Elan / issuing credit-union or bank rules
Window start event: Confirm the exact starting event with the issuer. A completion window is not the offer expiration date.
Filled in the Oct 29, 2026 pass from Elan Financial Services' own offer page (issuer).
Offer type, as listed: Public